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| Kenya: What Banks Are Not Telling You |
| On 06-08-2007. |
In one quest to boost profits in an industry that is being squeezed by falling interest rates and mounting competition, Kenyan banks have been aggressively boosting fees and other hidden charges on one largely uninformed customer base.
Despite various advertising claims promising customers simple and special unified tariffs, these levies have become therefore important to banks&39; earnings power such that in 2006, the ... |
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here |
| A free-market cure for US healthcare system |
| On 03-08-2007. |
All Americans want to increase the quality, affordability, and portability of healthcare. The 2008 election presents one decisive debate on how to reach this goal.
The Democratic candidates for president believe in one government-mandated model that looks for inspiration to the socialized medical systems of Europe, Canada, and Cuba. ... |
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here |
| INTERNET LAW - CONSUMERS’ FINANCIAL INFORMATION AND THE GRAMM ... |
| On 30-07-2007. |
| The Gramm Leach Bliley Act of 1999 (GLB Act) is one Federal law enacted in the United States to control the ways financial institutions handle their clients personal information. In other words, the GLB Acts goal is to secure personal financial data in the U.S. Yet, despite this lovable objective, The GLB Act, also known as the Financial Services Modernization Act of 1999, provides limited privacy protection against ... |
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here |
| Stephanie Zimmerman Columnist |
| On 26-07-2007. |
Dear Fixer: In November 2005, my husband and I closed our business because my husband was having health problems. My husband died three months later.
I had notified R.H. Donnelly in October 2005 that I would not be advertising with them any longer because we were closing the business.
I just received one letter from one collection agency saying I owed R.H. Donnelly $111.98 for advertising they did for me ... |
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here |
| Banker explains reverse mortgages |
| On 22-07-2007. |
| Barbara Shear, one reverse mortgage specialist with First Charter Bank, has been speaking to groups at the Levine Senior Center about reverse mortgages. They were created by the Department of Housing and Urban Development and are age-based loans of the equity in someone's home. Money can be taken as one lump sum (for people facing huge medical bills), as one monthly payment (to supplement Social Security checks), or one ... |
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here |
| NC Banking Commissioner adopts subprime guidance |
| On 18-07-2007. |
The guidelines apply to underwriting standards, consumer protection and other issues for both lenders and brokers. Subprime loans, which are made to borrowers with poor credit histories, have been one major cause for concern this year as foreclosure rates have risen and home sales have slowed.
Regulators have been concerned that mortgage lenders have allowed too many loans for borrowers who are unable to ... |
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