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Probably, when you see insurance needs as a global question, International Insurance is the product many will ask for.
Many companies around the world offer international insurance products and services for people who are traveling, working, or living outside their own countries. Recent statistics clearly show that citizens move, live or travel abroad very frequently.
Companies with employees in one or more foreign countries will certainly need international insurance but this type of coverage can be purchased also by individuals.
This type of insurance is for people who want to have the freedom to choose the best care available in any country, people traveling or working outside their country of permanent residence, people who want to keep safe belongs and health.
International insurance policies cover life, health, car and most of the needs that insurances consumers get covered in their countries by insurance groups.
In some countries if a citizen doesn’t have international insurance and becomes seriously ill or injured abroad, or dies a consular officer can assist in locating appropriate medical services and informing family or friends. If necessary, a consular officer can also assist in the transfer of funds from the original country. However, payment of hospital and other expenses is the responsibility of the traveler. The traveler will probably need international insurance.
Before going abroad, learn what medical services your insurance will cover overseas and if your insurance policy provides coverage abroad.
Although many international insurance companies will pay "customary and reasonable" any costs abroad, very few will pay for your medical evacuation back to your country. Medical evacuation can easily cost high amounts of money, depending on your location and medical condition.
When going abroad remember to carry both your international insurance policy identity card as proof of such insurance and a claim form to avoid getting in trouble.
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